Typical One-Time Expenses
| Expense |
Paid |
| Mortgage Application and Appraisal Fee |
At time of application |
| Appraisal Fee |
At inspection |
| Property Inspection (optional) |
At inspection |
| Legal Fees |
Closing |
| Legal Disbursements |
Closing |
| Deed and/or mortgage registration |
Closing |
| Land Transfer, Deed Tax or Property Purchase
Tax |
Closing |
|
Mortgage Interest Adjustment and Take Over Fee
(if applicable)
|
Closing |
Adjustments for Fuel, Taxes, etc.
|
Closing |
| Mortgage Insurance (and application fee if applicable) |
Closing |
| Home and Property Insurance |
Closing and on-going |
Connection charges for utilities
such as gas, water and electricity
|
Date of move |
| Moving Expenses |
Date of move |
Other costs may include landscaping, redecorating,
furnishings, appliances and repairs.
Typical monthly costs incurred with home ownership
are mortgage payments, maintenance, insurance, condo
fees, property taxes and utilities.
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